You are allowed to enjoy this…

Long talks, no answers, sleep doesn’t have required effect…

What can you do about a VAT liability I wasn’t aware of. And how could be liable when the insurance is supposed to cover all eventualities? There has to be an answer…

Like the cornered rat, I bear my teeth and come out fighting…

But seriously, all is not lost, dear reader. After an email discussion with the loss adjustor, it seems that the MIB (Motor Insurers Bureau) will have to pick up my costs. The only problem is that the apportionment of the insurance claim may have to be reworked out again. But this is something for the loss assessor and loss adjustors of all parties to sit down and discuss.

The downside is that it can take time for cheques to be drawn and dispatched and I’ve only got until the end of the month to make my VAT return and have the funds in my account. Oh well, I am sure something will happen… It’s the stress that’s getting to me. Feel completely drained by it all.

Then onto reading Sound on Sound in bed whilst listening to LBC. This is almost normality.

So the insurers sent me a cheque for £5000 on Friday as part of my “business interruption” payout and now I only have £300 of it left. All major bills paid off, some left outstanding with no money to cover them. I really don’t see how this farce can continue…

The VAT Man says you have a problem, but I’m not going to tell you how much you need to pay. You are going to guess what you are going to pay and then we are going to tell you that you are wrong… This is a stupid game and I don’t want to play anymore.

The VAT man says I am partially liable for the Vat payments, which means I need to magic £7,000+ out of my backside on top of the other debts I have accrued because of the crash…

I am ruined through no fault of my own. The thing I’ve learnt is that insurance is no insurance. I’ve seen into the eyes of stupidity and it was evil…

It is very easy to lose sight of who you are and where you are going…

So I was sitting on the garden wall watching the traffic go by and a fat wood pigeon lands in the middle of the road. I think: “He’s going to get run over” and lo-and-behold a car goes over it, breaking its neck. The pigeon is now thrashing around and I think “I’ll go and move it out of the road”. Before I could get to my feet a 4×4 burst the pigeon as if it were a feathered-filled balloon with a gut-wrenching pop.

Listening to The Roches – ” Moonswept” in bed. This how life should be… However, the VAT man cometh…and I am afraid…

Got a cheque from the insurance company today. I’m off to go spend it on booze and whores… (not really – I got debts to pay instead)

Sales appear to be up. We are buying more stock. Not up to old levels but something is happening and seems to be related to us moving back above the shop…thanks fair-weathered shoppers for your non-support in the hard times.