So the insurers sent me a cheque for £5000 on Friday as part of my “business interruption” payout and now I only have £300 of it left. All major bills paid off, some left outstanding with no money to cover them. I really don’t see how this farce can continue…

The VAT Man says you have a problem, but I’m not going to tell you how much you need to pay. You are going to guess what you are going to pay and then we are going to tell you that you are wrong… This is a stupid game and I don’t want to play anymore.

The VAT man says I am partially liable for the Vat payments, which means I need to magic £7,000+ out of my backside on top of the other debts I have accrued because of the crash…

I am ruined through no fault of my own. The thing I’ve learnt is that insurance is no insurance. I’ve seen into the eyes of stupidity and it was evil…

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