Another terrible, disjointed night’s sleep. Everytime a car speeds past the house, I wake with fear, my heart racing at a million miles an hour. The noise = the crash = fear. I’ve never woken with my chest so tight and my left arm tingling…and that’s not a good sign, is it?
The insurance company wants me to “re-open” the shop, which is tricky as the shop has been open since Nov 5, just over a fortnight after the accident. So how do you “re-open” something that’s already open? They want advertising, they want leafletting, they want the Lord Mayor. I want dancing girls and an elephant… The cost of a half-page advert in the local rags is just shy of £4000. Will they be so keen now?
Pray you never have to claim on your business insurance if you are VAT registered. If you claim, they give you the NET value of the claim and expect you to find the rest of the cash for the VAT, which you can reclaim later. Of course, if you have a small business it can be difficult to find £5000 here or £1000 there. Anyway, they are giving me a budget of £5000 to spend. Heigh ho!